Drag Racing Insurance Coverage Built by Racers, for Racers

Our Competitive Advantage

Most policies leave racers exposed with hidden exclusions you only learn about after a loss. Laris eliminates those gaps.

Competitor Exclusions Where Others Say “No”

  • Key on exclusion

  • On lift-in-trailer exclusion

  • Horsepower limitation exclusion

  • Staging lane exclusion

  • Pit area exclusion

  • Driver exclusion

  • Race fuel exclusion

Laris Motorsports Insurance
Where We Say “Yes”

  • No “key on” exclusions; you’re covered
    even with the engine running

  • Coverage inside lift-equipped trailers

  • No horsepower limits or restrictions

  • Covered in staging lanes

  • Covered in pit areas

  • Driver-inclusive policies

  • No exclusion for race fuel

 contingency PROGRAM

You win? We Pay

When you race, you put everything on the line: your car, your equipment, your time, and your passion. That is why Laris

Motorsports Insurance created the first drag racing policy built by racers who understand the sport from the inside out. With 80+ years in insurance and 60+ years on the strip, we offer complete, racer-focused coverage you will not find anywhere else.

Whether you are bracket racing locally or competing nationwide, you deserve insurance that keeps up. Laris provides broader protection, fewer exclusions, and coverage that follows your program at the track, in the pits, on the road, and at the shop.

We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.

Win with Laris on your car and you earn more than a trophy. We proudly support racers through one of the strongest and most active contingency programs in drag racing.


All Around the Drag Strip

Race Car Off-Track Physical Damage

Although the track by far is the most dangerous place for your race car, there are plenty of other trouble spots that could pose a threat to your investment. Fire, theft, vandalism, and storm damage are all real and measurable hazards you can encounter anywhere you travel. At Laris, we make sure that your coverage doesn't leave you exposed to unnecessary risk.


From the Green Light to the Finish Line

Race car On-Track Physical Damage

At Laris Motorsports Insurance, we want you to feel the thrill of victory, not the agony of watching your investment go up in flames. We'll help you find the reliable, affordable coverage you need to insure your race car and protect you from unnecessary risks all the way around the track.

On the Road or Away From Home

Trailer and Motorhome

Laris Motorsports Insurance knows just what you have riding on your investment. That's why we offer comprehensive, affordable insurance coverage for every size and type of trailer you use in your motorsports pursuits. From race trailers to motorhomes for your track team, we'll make sure you're covered.

At the Shop and in the Pit

Parts And Tools

Unfortunately, theft happens--and when it happens to your tools and replacement parts, trying to recoup what you've lost can cost you more time and money than you have to spare. At Laris Motorsports Insurance, we never want to see you get sidetracked by loss of equipment. Talk to us about your parts and tools.

Hear From Our Customers

Testimonials

Who We Work With

Partners

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FAQ

Frequently Asked
Questions

How long is a policy Term?

All Laris Motorsports Insurance Policies are written on an annual basis.

What payment options do we offer?

We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.

How does the contingency program work?

When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.

To submit a contingency claim, email [email protected] with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.

What is the typical turnaround time to get coverage?

Our Highly trained and knowledgeable staff can get you quoted and bound same day!

is this policy affordable to all racers?

We have many different coverage options that we can put together to give you that best policy to fit your needs.