Insurance Coverage Built by Racers, for Racers

Our Competitive Advantage

Most standard motorsports policies were not built for the realities of weekly racing. Circle track racers often discover exclusions only after a loss. Laris removes those surprises.

Competitor Exclusions Where Others Say “No”

  • Lift-in-trailer exclusion

  • Horsepower exclusion

  • Non-listed driver exclusion

  • Race fuel exclusion

  • Pit area exclusion

Laris Motorsports Insurance
Where We Say “Yes”

  • Coverage inside lift-equipped trailers

  • No horsepower limits or restrictions

  • Driver-inclusive policies

  • No exclusion for race fuel

  • Covered in pit areas

Get A Quote Today!

Quick & Easy

Coverage Calculator

This quote form allows you to request coverage for all racing types in one place. No guessing, no unnecessary exclusions, and no generic policies that leave gaps when it matters most. Fill out the form below to get started, and our team will follow up to help tailor coverage to your racing operation.

1.ABOUT YOU

Get Your Custom Racing Coverage Estimate in 60 Seconds

No obligation. Built specifically for how you race.

2.VEHICLES

What Does Your Racing Setup Include?

Add everything you want covered — racecars, motorhomes, and pit vehicles.Use the current value of each item as it sits today.

3.TRAILERS

How Do You Transport Your Setup?

Add any trailers used to transport your racing setup.
If you don’t have one, just click next — you’re almost done!

4.FINAL DETAILS

Finish Your Racing Coverage Setup

Add the value of any tools, equipment, or spare parts stored in your trailer or used in your racing setup. You can also leave a note for our team before we finalize your estimate.

Examples: Tools, spare parts, tires, generators, racing equipment Estimate the total value of everything stored in your trailer or pit area.

from home to across the region

Built for the Demands of Weekly Racing

Circle track racing is relentless. Cars are loaded, unloaded, repaired, and raced week after week. That pace creates risk in the pits, the shop, and everywhere in between. That is why Laris Motorsports Insurance created circle track coverage based on real racing experience. With more than 80 years in insurance and over 60 years of hands-on racing knowledge, we understand what it takes to protect a full racing program.

Coverage beyond race day.

Race Car Off-Track Physical Damage

Fire, theft, vandalism, and weather damage do not wait for race night. We protect your race car while it is parked, transported, stored, or worked on, so your investment is covered even when it is not on the racing surface.

Protect what gets you to race day

Trailer & Motorhome Coverage

From open trailers to enclosed race haulers, your equipment deserves protection while traveling. Laris offers coverage for the trailers that carry your car, tools, and spare parts to and from the track.

In addition, motorhome coverage is available to help protect the vehicle that gets you there. Whether you're traveling across the state or across the country, Laris provides coverage options designed to safeguard your motorhome while it’s in transit, at the track, or parked between events.

In the Shop and the Pit Area

Parts and tools

Tools, spare parts, and equipment are essential to keeping your program running. Theft and damage can derail a season quickly. We help protect the items you rely on to stay competitive.

Hear From Our Customers

Testimonials

Who We Work With

Partners

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FAQ

Frequently Asked
Questions

How long is a policy Term?

All Laris Motorsports Insurance Policies are written on an annual basis.

What payment options do we offer?

We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.

How does the contingency program work?

When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.

To submit a contingency claim, email [email protected] with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.

What is the typical turnaround time to get coverage?

Our Highly trained and knowledgeable staff can get you quoted and bound same day!

is this policy affordable to all racers?

We have many different coverage options that we can put together to give you that best policy to fit your needs.

from home to across the region

Circle Track Coverage That Keeps You Racing

Circle track racing does not stop when the checkered flag flies. With fewer exclusions, broader protection, and coverage built by racers who understand the sport, Laris Motorsports Insurance helps keep your program moving forward all season long.