Motorsports Insurance
Get the specialized coverage your racing program deserves
100+ Contingency Winners
We’re proud to support and reward the drag racing community.
150+ Sponsored Races
We are proud to partner with the races our customers enjoy.
80+ Years in Industry
Laris Motorsports Insurance has decades of experience in the insurance business and on the racetrack.
Welcome
About Laris Motorsports Insurance
Laris Motorsports Insurance exists because racing doesn’t fit neatly into standard insurance policies. The Laris family has spent decades in both industries, with more than 80 years in insurance and over 60 years of firsthand racing experience. They’ve been on the track, in the pits, and behind the scenes, and they understand what’s actually at risk when a racer pulls into the staging lanes or unloads at the track.
That experience shapes everything they do. Instead of adapting generic policies to racing, Laris builds coverage specifically for motorsports. The result is protection that reflects the realities of racing life, not assumptions made from behind a desk.
our policies
Coverage Designed Around Real Racing
Every racing program is different, and Laris Motorsports Insurance treats it that way.
Drag Racing
We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.
Circle Track
We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.
Road Course
We cover your entire drag racing operation, not just your car, and we do not hide critical gaps in fine print. If you have ever heard “that is excluded,” you will understand what sets Laris apart.
Race Car Off-Track Physical Damage
Although the track by far is the most dangerous place for your race car, make sure it's protected from fire, theft, and weather.
Race car On-Track Physical Damage
Although the track by far is the most dangerous place for your race car, make sure it's protected from fire, theft, and weather.
Trailer and Motorhome
Although the track by far is the most dangerous place for your race car, make sure it's protected from fire, theft, and weather.
Parts And Tools
Although the track by far is the most dangerous place for your race car, make sure it's protected from fire, theft, and weather.
See if this is right for your racing operation.
How We Compare to Other Insurance Options
Why racers choose laris Motorsports Insurance
Laris Motorsports Insurance was built differently, because racing is different. As a captive insurance company, Laris is able to offer coverage designed specifically for motorsports, not adapted from general auto or commercial policies. That allows us to provide protection that truly reflects how racers operate, whether you compete in drag racing, circle track, or road course.
01
Built by Racers Who Know the Risks
Most insurance providers learn racing from paperwork. We’ve learned it from the track. Laris was founded on generations of hands-on racing experience, which means our team understands the real risks racers face before, during, and after an event. That insight shapes every policy we write, across drag racing and circuit racing programs.
02
Fair Pricing Without the Guesswork
We’ve done the hard work upfront by researching premiums and structuring coverage options that make sense for racers. Our goal is simple: provide comprehensive coverage at fair, transparent pricing, with flexible payment options that support full racing programs, not just individual events.
03
Easy Access to Real People
When you have a question, you should be able to talk to someone who understands racing and responds quickly. Our specialists are accessible when and where racers need them, whether that’s in the office, online, through video calls, on social media, or even at the track. You’re never routed through a system that doesn’t understand what’s on the line.
Hear From Our Customers
Testimonials
FAQ
Frequently Asked
Questions
How long is a policy Term?
All Laris Motorsports Insurance Policies are written on an annual basis.
What payment options do we offer?
We offer flexible payment plans, including annual, semi-annual, quarterly, and 10-pay options. Payments can be made by check, debit or credit card, or ACH.
How does the contingency program work?
When you win with active coverage through Laris Motorsports Insurance, you earn more than a trophy. Laris proudly supports drag racers through one of the strongest and most active contingency programs in the sport, rewarding performance and commitment at tracks across the country. Eligibility requires active insurance coverage through Laris, with a Laris Motorsports Insurance sticker displayed on your car.
To submit a contingency claim, email [email protected] with the event you won. You’re also welcome to include a photo to be featured on our website and social media channels.
What is the typical turnaround time to get coverage?
Our Highly trained and knowledgeable staff can get you quoted and bound same day!
is this policy affordable to all racers?
We have many different coverage options that we can put together to give you that best policy to fit your needs.
Get A Quote Today!
Quick & Easy
Coverage Calculator
This quote form allows you to request coverage for all racing types in one place. No guessing, no unnecessary exclusions, and no generic policies that leave gaps when it matters most. Fill out the form below to get started, and our team will follow up to help tailor coverage to your racing operation.
Resources
Hours
Mon-Fri:
8AM - 5PM CST
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